We are the funder. We provide the capital that your merchant needs. We never send out files that we receive to any other MCA company. We will either approve it and fund it, or decline it. Period. In addition, we will NEVER, EVER contact a client post decline of a file. It’s YOUR client, not ours. Please click the page called AJ Equity withdrawing funds which will take you to the a file that you can open and see 3 bank statements showing AJ Equity pulling daily withdrawals from those merchant’s accounts.